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How Long Does it Take to File an 18 Wheeler Claim? It can take longer for a car crash claim to be settled than a 18-wheeler accident. This is due to the fact that truck accidents typically cause severe injuries. There are a variety of factors that influence the time it takes to reach an agreement. Here are a few of the most important aspects. Insurance claims Like all vehicles on the road, 18 wheeler truckers must carry a minimum amount insurance. This is because collisions involving large trucks are more likely to cause serious injury and property damage when compared to a car accident. These crashes can cause death and devastating injuries. It is therefore crucial that victims of these wrecks file a claim to receive the compensation they are entitled to. While insurance for 18 wheelers is essential, it can be hard to find policies that can meet all your needs. You may need to purchase additional insurance depending on the type and quantity of cargo your trucks carry. Hazmat carriers, for example could require liability insurance up to $5 million. Other policies you may need include towing insurance, trailer interchange insurance, and cargo insurance. An experienced attorney can assist you in determining the type of insurance coverage is required by your company. They will help you negotiate with insurance companies to ensure that your claim is resolved. In certain cases, insurance companies might try to reduce their liability by claiming that they are liable for comparative negligence. This can severely devalue your claim. An attorney can help you to challenge these claims and secure the highest amount of compensation that you are entitled to. Whatever the cause of your injured in your crash, a skilled attorney will ensure that you receive the amount you're entitled to. Settlements In most cases, the person who was injured of a truck accident will be offered a settlement before filing a lawsuit. The offer is typically below what the victim deserves. It's provided by the trucking company or their legal team. The offer should not be accepted without consulting a personal injury lawyer. The value of a settlement depends on several factors such as the degree of injuries, property damage, and medical costs. Non-economic damages may also be considered, particularly when you've been emotionally or physically traumatized by the accident. These losses are hard to quantify and require an expert analysis. The amount you will receive in compensation is also affected by the decision on liability. If you can prove the person responsible for the accident violated traffic laws or was negligent, or caused the accident due to some other act of misconduct, they will be liable for your damages. However, there are other legal defenses that limit the liability of a party, such as contributory negligence or comparative fault. 18 wheeler accident lawsuit troy of the trucking company could also be held accountable for the accident. This could happen if a driver operated the truck in poor conditions or when a company fails to maintain the vehicle. In addition, if the cargo was not properly loaded or a part of the truck was damaged, the shipping company and the cargo loading company could be held accountable. Filing a lawsuit If the insurance company fails to offer a fair settlement then you may have no choice but to make a claim. This could delay the time to a settlement and could result in a larger amount of damages. If you decide to settle or go to trial, a knowledgeable truck accident lawyer is the best option. The insurance companies in this situation are likely to attempt to undercut you which is why you require someone who will protect your rights. A Lafayette truck accident lawyer will review your crash, determine the value of your injuries and ensure that you receive the maximum compensation for your injuries. In many 18-wheeler accidents, there are multiple parties that are responsible. If the driver of the truck was under the influence of alcohol or if he violated the rules regarding hours of service, and his or her employer could be held responsible. Additionally, the manufacturer of a car part or repair shop may be held responsible when a defect in a component caused the accident. In addition, cargo-loading companies could be held accountable for accidents that happen to their trucks. This is because the trucks have to be loaded and transported in a safe way to avoid them tipping over or striking jackknifing. Consequently, these companies must follow strict safety rules. The law also allows you to recover non-economic damages, like pain and suffering. Trial Negotiations with the insurance company are often used to settle most truck accident cases. A fair settlement should include all medical expenses, treatment costs, as well as any other losses you may or may incur. An attorney can help you determine what your future damages might be, as well as whether punitive damages might be applicable. A qualified attorney can guide you through this process. The biggest factor is the extent of your injuries, which will determine how much compensation you are entitled to. Certain injuries could only affect you for a few days or even months, while others could have a permanent or lasting impact on your life. In 18-wheeler accidents, it can take time to determine who is to blame. This is due to the possibility that there could be multiple responsible parties, including the driver of the truck and the company which employs them. In some instances, there may be mechanical problems with the vehicle that could cause a crash. In this case, it may be necessary to hold the repair shop or manufacturer accountable for your damages. There are many factors that affect the amount of a settlement for an 18-wheeler accident, but in general, these kinds of cases result in higher settlements than those that involve cars. This is because of the nature of the injuries and the damages caused by these accidents, which can be devastating.